Privacy Policy

1. Introduction

MyBudgetFlow ("we", "us", or "our") is a personal and business financial management platform. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services. Please read this policy carefully. If you do not agree with the terms, do not access the service.

2. Information We Collect

We may collect information about you in the following ways:

• Account Data: Name, email address, and authentication details when you register.
• Financial Data: Bills, accounts, transactions, loans, and other records you choose to enter. You control what data you store.
• Payment Data: Processed by Stripe — we never store your full card numbers on our servers.
• Usage Data: Information about how you interact with the service, including device and log data.

3. How We Use Your Information

• To provide, operate, and maintain the service.
• To process payments and manage your subscription.
• To send service-related notices and respond to your requests.
• To improve, personalize, and secure our platform.

4. Sharing of Information

We do not sell your personal information. We share data only with service providers that help us operate (such as Stripe for payments and our hosting provider), when required by law, or in connection with a business transfer. All third parties are bound by confidentiality obligations.

5. Data Security

We use administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your information for as long as your account is active or as needed to provide the service. You may request deletion of your data at any time by contacting us.

7. Your Rights

Depending on your location, you may have rights to access, correct, or delete your personal information, and to object to or restrict certain processing. To exercise these rights, contact us through the Contact Us page.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page with a revised "Last updated" date.

9. Contact Us

If you have questions about this Privacy Policy, please reach out through our Contact Us page.